Have you already done this or else do it now?

Have you already done this or else do it now? 

1. Check if your pension account is joint? 

2. Ensure spouses and your date of birth is entered correctly in the account details. 

3. Complete FORM B afresh and submit to the bank. 

4. Keep details of your PPO number carefully and let your spouse know about it. Write it on the passbook. 

5. Become a member of ECHS it is to your advantage in a serious illness. 

6. Check if you are getting correct Pension/Family pension. 

7. The bank is bound to give you a pension slip every month please demand it and ensure bank gives you. 

8. JCO and below please check if you are getting the increased pension from 01/07/2009. This increase is not for Widows. 

9. If you are getting disability pension then ensure you have given the form to the bank for the increase in pension. Old disability up to 49% is now 50% old 50 to 75 % is now 75% and beyond that, it is 100 %. The pension is also applicable to those who served with the disability and not invalidated. 

10. Keep all your accounts and financial documents in the joint name 

11. Do not hand over the original PPO and other documents to anyone.P lease give only xerox copies. 12. Make your will and keep it safe with someone you trust. Keep your spouse informed. Amend it as and when required. A will does not need to be registered and should be signed by any two individuals who have no interest in the will. 

13. Demand Annexure IV from your bank. They are duty bound to give it to you. 

14. Every year in Nov ensure Life Certificate is given to the bank. This need not be signed by the branch manager of the Bank paying pension but any of the following: 

• A serving or pensioned person exercising the powers of a Magistrate under the criminal procedure code (Act-V of 1898). 
• A registrar or sub-registrar appointed under the Indian Registration Act 1908 (XVI of 1908). 
• A Gazetted Officer. 
• A Munsif. 
• A police officer not below the rank of Sub-Inspector in charge of Police station. 
• Post-Master, a Departmental Sub-Post Master or an Inspector of Post Office. 
• Officers of the Reserve Bank of India and other PSBs in respect of pensioners drawing the pension from Banks. 
• The head of the village Panchayat, Gram Panchayat or Head of an executive committee of a village. 
• Retired Commissioned Officers of the Armed Forces in respect of pension bill form IAFA-319 of Commissioned Officers, departmental Officers and Warrant Officers.