Action to be Taken On Demise of Life Partner

Action to be Taken On Demise of Life Partner

1. In case of death due to an accident lodge an FIR at the nearest Police Station, and get their written clearance before last rites are performed. 

2. Arrange last rites even in cases of natural demise only after getting Medical Certificate of Death from a doctor. Intimate location, date and time for ‘Chautha’/Prayer meeting to all concerned preferably through an insertion in the News Paper(s). 

3. Publish Obituary in Local Paper(s). 

4. Obtain Death Certificate-20 or more copies from the Municipal Authority for Registration of Births and Deaths. These are required to be submitted with all claims. 

5. Forward the information with a certified photocopy of the Death Certificate and relevant details of the deceased to the following: - 

(a) PCDA (Pension), AG’s Branch MP 5 

(b), PS-4 and Army Officer’s

Have you already done this or else do it now?

Have you already done this or else do it now? 

1. Check if your pension account is joint? 

2. Ensure spouses and your date of birth is entered correctly in the account details. 

3. Complete FORM B afresh and submit to the bank. 

4. Keep details of your PPO number carefully and let your spouse know about it. Write it on the passbook. 

5. Become a member of ECHS it is to your advantage in a serious illness. 

6. Check if you are getting correct Pension/Family pension. 

7. The bank is bound to give you a pension slip every month please demand it and ensure bank gives you. 

8. JCO and below please check if you are getting the increased pension from 01/07/2009. This increase is not for Widows. 

9. If you are getting disability pension then ensure you have given the form to the bank for the increase in pension. Old disability up to 49% is now 50% old 50 to 75 % is now 75% and beyond that, it is 100 %. The pension is also applicable to those who served with the disability and not invalidated. 

10. Keep all your accounts and financial documents in the joint name 

11. Do not hand over the original PPO and other documents to anyone.P lease give only xerox copies. 12. Make your will and keep it safe with someone you trust. Keep your spouse informed. Amend it as and when required. A will does not need to be registered and should be signed by any two individuals who have no interest in the will. 

13. Demand Annexure IV from your bank. They are duty bound to give it to you. 

14. Every year in Nov ensure Life Certificate is given to the bank. This need not be signed by the branch manager of the Bank paying pension but any of the following: 

• A serving or pensioned person exercising the powers of a Magistrate under the criminal procedure code (Act-V of 1898). 
• A registrar or sub-registrar appointed under the Indian Registration Act 1908 (XVI of 1908). 
• A Gazetted Officer. 
• A Munsif. 
• A police officer not below the rank of Sub-Inspector in charge of Police station. 
• Post-Master, a Departmental Sub-Post Master or an Inspector of Post Office. 
• Officers of the Reserve Bank of India and other PSBs in respect of pensioners drawing the pension from Banks. 
• The head of the village Panchayat, Gram Panchayat or Head of an executive committee of a village. 
• Retired Commissioned Officers of the Armed Forces in respect of pension bill form IAFA-319 of Commissioned Officers, departmental Officers and Warrant Officers. 

END OF LIFE ISSUES

END OF LIFE ISSUES

What the spouse/ family should know?

( Before your departure )

1. Your will,

2. Birth Certificate

3. Pension papers, if superannuated

4. Marriage certificate if any

5. Property papers- House/ Flat ownership, Real Estate

6. Property Tax papers i.e. Municipal Tax papers, Land and Building Tax papers, Society Tax papers , etc.

7. Rent papers with all correspondence in connection with the same

8. Pending litigation papers

9. Court decisions, if any

10. Names of Legal Advisors and their telephone Nos. and addresses

11. Telephone files- the first receipt indicating the security deposit

12. Deposit receipts of Gas connection indicating the security deposit

13. Deposit receipts of Electric meter and water connection with the amount of security

14. Medical files with last reports

15. Passport, driving license, Identity card, election card

16. Income Tax and Wealth tax files

17. Policy files, LIC, GIC, Health, Medical, Fire Accident etc.

18. Motor car / scooter papers and car/scooter insurance

19. The bank account with details of each account, Name of the Banks etc.

20. Detail and keys of Bank Lockers with details of Bank and Locker numbers

21. Fixed Deposits should be held jointly to be operated by one of them. Details of maturity and receipt of interest should be clearly available

22. Cumulative Time Deposits in Post Office / Bank indicating details thereof.

23. Share certificates / Mutual funds- normally the same should be in the joint name.

24. Any other matter of interest to your family