Beware of SIM-Swap Fraud

Beware of SIM-Swap FraudSIM-Swap involves a fraudster collecting victim's personal banking information and then approaching the victim's mobile operator with fake ID proofs to obtain a duplicate SIM card. The mobile operator deactivates the original SIM card and issues a replacement SIM. With the help of the new SIM card, fraudster does account transactions through mobile banking without victim's knowledge

Enquire with your mobile operator if you have no network connectivity and are not receiving any calls or alerts for unusually long periods

Do not disclose your mobile number on social media platforms. Contact your mobile operator immediately as soon as you receive an indication of a probable SIM-Swap

Do not switch off your cell phone in the event you receive numerous unknown calls. It could be a ploy to get you to turn off your phone and prevent you from noticing a tampered network connection

Register for both SMS as well as e-mail alerts to stay informed about transactions on your account

Check your bank statements and online banking transaction history regularly so you can identify any issues or irregularities.

Dear Veteran Brothers, Please Update Yourself

Dear Veteran Brothers, Please Update Yourself

• All pre 01 Apr 1985 pensionerswho don't have PPO copy please apply, must make sure that their spouse name is there for family pension. If not apply for endorsement of family pension joint notifications immediately through ZSB to your records office.
• If pensioners die before the age of 67, his spouse should get the same pension as her husband. from the date of death till the deceased attains the age of 67 or for 7 years whichever falls early.
• The pensioners who completed 80 years of age are eligible to get a 20% increase in their basic pension as the additional pension. If you are not getting you have to apply to the bank with the proof of date of birth.
• ESM can draw the pensions separately without any celling wef 01 Jan 1996.
• DR for re-employed ex-servicemen with some conditions wef 18 Jul 1997.
• DR is admissible to employed family pensioners without any condition wef 18 Jul 1997.
• Minimum Ordinary family pension as per 7th CPC is 9000/- + DR wef 01 Jan 2016.
• Improvement in pension for ORs and JCOs as per CDA Circular 430 wef 01 Jul 2009.
• The dual family pension is payable from 24 Sep 2012.
• Broadbanding for all pensioners is applicable wef 01 Jan 2016 (Circular 596).
• Both service and disability pension are exempted from Income Tax if you are drawing disability pension.
• If you are having disabled children, unmarried daughters, widowed daughters, you must apply for Part II order (POR) for pension benefits on later dates.
• Many of Veterans are not aware of the correctness of their pension.
• Always check your pension with your Rank, Group, Qualifying service and date of birth.
• Pre 2016 retirees multiply your basic pension from OROP Table to 2.57 to arrive at basic pension as per 7th CPC (Circular 570).
• Pension fixation methodology multiplication factor of 2.57 or notional fixation of pay whichever is higher would be granted.

Dues and Rights of Defence Pensioners

Dear Veteran Brothers, Please Update Yourself

• Always keep your pension account jointly with your spouse (Either or Survivor)
• All family pensioners must give the nomination to their pension account.
• Update your pass book entries regularly.
• Collect Pension slip from the bank every month and keep it safe.
• Link your Aadhar Number and PAN number with your Pension Account.
• Name of your spouse in the PPO and in the Bank account must be same.
• If your and your spouse date of birth is not with your Bank please submit your school certificate, Aadhar card, PAN card, Voter ID to Bank for recording your Date of Birth.
• Do not forget to give Life Certificate to the Bank in November every year.

Dues and Rights of Defence Pensioners

Dear Veteran Brothers, Please Update Yourself

• Fixed medical allowance @100 was introduced wef 01 Dec 1997.
• Fixed medical allowance @1000 was increased wef 01 Jul 2017.
• ECHS members not eligible for the medical allowance.
• ECHS facility is now extended to the dependents for ex-recruits boarded out are drawing disability pension.
• ECHS made compulsory for those discharged after 01 Apr 2003.
• There is no fee for pre 01 Jan 1996 pensioners to join this scheme.
• From 29 Dec 2017, the rates have been increased (from recruit to Hav rank 30000 from Nb Sub to Hon Capt and equivalents 67000 and for all officers 120000).
• If you are having a 32kb individual white card, you can use up to Dec 2020.
• If you are having Temporary ECHS slip, you have to apply for New Card.
• If you have lost your ECHS card, you have to apply online for a new card.
• If you are a member of ECHS make sure that you are not pail fixed medical allowance. If you are paid, write a letter to the bank to stop it otherwise your ECHS Card will be suspended.
• War disabled pensioners and widows are exempted from paying ECHS contribution.
• If you are having old 16kb Card, you have to change it before sep 2018.
• For apply online for ECHS Card please visit www.echs.gov.in

Defence Pension

Defence Pension